FREEDOM CHECKING

FOR THOSE WHO HAVE GALLANTLY FOUGHT FOR OUR FREEDOM
OR FOR THOSE EXPERIENCING THE FREEDOM OF RETIREMENT
MINIMUM DEPOSIT TO OPEN ACCOUNT – $50.00
NO MINIMUM BALANCE TO MAINTAIN AND NO MONTHLY SERVICE CHARGE FEE

FREE ONLINE 1ELECTRONIC OR PAPER STATEMENTS
FREE VISA DEBIT CARD (MILITARY IMAGES AVAILABLE)
FREE ONLINE BANKING, INCLUDING BILL PAY AND ZELLE
FREE MOBILE APP, INCLUDING 2MOBILE DEPOSIT, AND DIGITAL WALLET (APPLE/GOOGLE/SAMSUNG PAY)
ONE FREE BOX OF BASIC SINGLE WALLET CHECKS PER CALENDAR YEAR
0.25% RATE DISCOUNT ON APPROVED LOANS WHEN MONTHLY PAYMENT IS APPLIED FROM THIS ACCOUNT
ONE FREE OFFICIAL CHECK PURCHASE PER MONTH
ONE COMPLIMENTARY OVERDRAFT FEE REFUND PER CALENDAR YEAR

TEEN CHECKING

FOR TEENS AGED 13 – 17 LEARNING EARLY MONEY MANAGEMENT SKILLS

MINIMUM DEPOSIT TO OPEN ACCOUNT – $50.00
NO MINIMUM BALANCE TO MAINTAIN AND NO MONTHLY SERVICE CHARGE FEE

FREE ONLINE 1ELECTRONIC STATEMENTS
FREE VISA DEBIT CARD
FREE ONLINE BANKING, INCLUDING BILL PAY AND ZELLE
FREE MOBILE APP, INCLUDING 2MOBILE DEPOSIT, AND DIGITAL WALLET (APPLE/GOOGLE/SAMSUNG PAY)
–SETTING UP MOBILE ALERTS PROVIDE YOU WITH REAL-TIME UPDATES, SUCH AS LOW-BALANCE ALERTS
FREE SAVINGS ACCOUNT
–BEGIN SAVING FOR COLLEGE OR AN AUTO

SIMPLE CHECKING

FOR THOSE THAT ENJOY HASSLE FREE BANKING
MINIMUM DEPOSIT TO OPEN ACCOUNT – $50.00
MONTHLY ACCOUNT SERVICE CHARGE FEE – $5.00

FREE ONLINE 1ELECTRONIC STATEMENTS
FREE VISA DEBIT CARD
FREE ONLINE BANKING, INCLUDING BILL PAY AND ZELLE
FREE MOBILE APP, INCLUDING 2MOBILE DEPOSIT, AND DIGITAL WALLET (APPLE/GOOGLE/SAMSUNG PAY)

HOMETOWN REWARDS CHECKING

CHECKING THAT PAYS PREMIUM INTEREST

MINIMUM DEPOSIT TO OPEN ACCOUNT – $250.00
MINIMUM DAILY BALANCE – $500.00

FREE ONLINE 1ELECTRONIC STATEMENTS
FREE VISA DEBIT CARD
FREE ONLINE BANKING, INCLUDING BILL PAY AND ZELLE
FREE MOBILE APP, INCLUDING 2MOBILE DEPOSIT, AND DIGITAL WALLET (APPLE/GOOGLE/SAMSUNG PAY)
REFUNDS ON NATIONWIDE ATM WITHDRAWAL FEES
–UP TO $15.00 PER MONTH

3TIERED RATES AND ANNUAL PERCENTAGE YIELD BASED ON ACCOUNT BALANCE

*TO QUALIFY FOR REWARDS PAYOUT, CERTAIN ENROLLMENTS AND TRANSACTIONS
MUST BE COMPLETED EACH MONTHLY STATEMENT CYCLE.*

TEEN (MINOR) SAVINGS

MINIMUM DEPOSIT TO OPEN ACCOUNT – $25.00
NO MINIMUM DAILY BALANCE TO MAINTAIN AND NO MONTHLY SERVICE CHARGE FEE

FREE ONLINE 1ELECTRONIC OR MONTHLY PAPER STATEMENTS
–COMBINE STATEMENTS WITH CHECKING ACCOUNT AND RECEIVE STATEMENT MONTHLY VERSUS QUARTERLY

REGULATION D LIMITS WITHDRAWALS TO 6 PER MONTH

3INTEREST PAID QUARTERLY

SIMPLE SAVINGS

MINIMUM DEPOSIT TO OPEN ACCOUNT – $25.00
MINIMUM DAILY BALANCE – $100.00

FREE ONLINE 1ELECTRONIC OR MONTHLY PAPER STATEMENTS
–COMBINE STATEMENTS WITH CHECKING ACCOUNT AND RECEIVE STATEMENT MONTHLY VERSUS QUARTERLY

REGULATION D LIMITS WITHDRAWALS TO 6 PER MONTH

3INTEREST PAID QUARTERLY

MONEY MARKET

MINIMUM DEPOSIT TO OPEN ACCOUNT – $500.00
MINIMUM DAILY BALANCE – $500.00

FREE ONLINE 1ELECTRONIC OR MONTHLY PAPER STATEMENTS
–COMBINE STATEMENTS WITH CHECKING ACCOUNT AND RECEIVE STATEMENT MONTHLY VERSUS QUARTERLY

REGULATION D LIMITS WITHDRAWALS TO 6 PER MONTH

3INTEREST PAID MONTHLY

3TIERED RATES AND ANNUAL PERCENTAGE YIELD BASED ON ACCOUNT BALANCE

CERTIFICATE OF DEPOSITS

MINIMUM DEPOSIT TO OPEN ACCOUNT – $1,000.00
WIDE VARIETY OF MATURITIES (THREE MONTHS TO FIVE YEARS)
PREMIUM RATES FOR “JUMBOS” (OVER $100,000.00)

TRADITIONAL INDIVIDUAL RETIREMENTS ACCOUNTS

MINIMUM DEPOSIT TO OPEN ACCOUNT – $500.00
PRE-TAX CONTRIBUTIONS
CONTRIBUTE UP TO $6,000.00 ANNUALLY ($7,000.00 IF OVER AGE 50)

ROTH INDIVIDUAL RETIREMENT ACCOUNTS

MINIMUM DEPOSIT TO OPEN ACCOUNT – $500.00
AFTER -TAX CONTRIBUTIONS
TAX-FREE DISTRIBUTIONS
CONTRIBUTE UP TO $6,000.00 ANNUALLY ($7,000.00 IF OVER AGE 50)

COVERDELL EDUCATION SAVINGS ACCOUNT

MINIMUM DEPOSIT TO OPEN ACCOUNT – $500.00
TAX-FREE DISTRIBUTIONS
CONTRIBUTE UP TO $2,000.00 ANNUALLY

(1) ENROLLMENT FOR ONLINE ELECTRONIC STATEMENTS MUST BE COMPLETED ONLINE. MONTHLY $5.00 FEE FOR MAILED PAPER STATEMENTS.
(2) MOBILE DEPOSIT CONDITIONS APPLY, ELIGIBLE UPON CUSTOMER REQUEST AFTER 30 DAYS OF ACCOUNT OPENING.
(3) THIS IS A VARIABLE RATE PRODUCT AND INTEREST RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. PLEASE CALL THE BANK FOR DETAILS AND CURRENT RATES.