Free checking that pays premium interest

26% APY* on balances up to $35,000
51% APY on balances over $35,000 depending on balance in account*
36% APY* if qualifications aren’t met

Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)*
No minimum balance to earn rewards
No monthly maintenance fees
Free electronic banking services, including:
Free online banking & bill pay (required to sign in once per month)
Free mobile banking with mobile deposit
Free eStatements (required to open and maintain the account)
Free Visa® debit card
$500 minimum deposit to open

It’s easy to qualify, you’re probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your checking account during each Monthly Statement Cycle:

At least 1 direct deposit, ACH payment, or bill pay transaction

At least 10 debit card purchases equal to or greater than $10.00 per transaction

That’s it. Your account is still free if you don’t meet your qualifications during the cycle.

Limited to (2) per household